Terms and Conditions for

Valbura

Terms and Conditions for

Valbura

Last Updated: May 19, 2026

Welcome to Valbura ("we," "us," or "our"), a platform 100% owned and operated by Buschor Invest-Research. These Terms and Conditions ("Terms") govern your access to and use of our website https://valbura.com (the "Site") and any related services (collectively, the "Services"). By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree, you must not use the Site or Services.

1. No Financial or Investment Advice

No Advisory Services: Valbura and Buschor Invest-Research are not

financial advisors, investment advisors, or registered financial professionals.

We do not, in any way, shape, or form, provide financial advice, investment

advice, or recommendations to buy, sell, or hold any securities, assets, or

investments.

Content Purpose: All content on the Site, including but not limited to articles,

blog posts, videos, newsletters, or other materials, represents our thoughts,

ideas, opinions, or actions. This content is provided for informational,

educational, or entertainment purposes only and does not constitute advice.

User Responsibility: You are solely responsible for your financial decisions.

Consult a licensed financial advisor or professional before making investment

decisions. We are not liable for any losses, damages, or consequences arising

from your reliance on our content.

2. Use of the Site and Services

Eligibility: You must be at least 18 years old to use the Site or Services. By

using the Site, you represent that you meet this requirement.

Permitted Use: You may use the Site and Services only for lawful purposes

and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations.

  • Attempt to gain unauthorized access to the Site, servers, or systems.

  • Post or transmit harmful, defamatory, or unlawful content.

  • Interfere with the Site’s functionality or security.

Account Security: If you create an account, you are responsible for

maintaining the confidentiality of your credentials and all activities under your

account.

3. Intellectual Property

Ownership: All content, trademarks, logos, and materials on the Site are

owned by or licensed to Buschor Invest-Research and protected by intellectual property laws.

Limited License: You are granted a non-exclusive, non-transferable,

revocable license to access and use the Site for personal, non-commercial

purposes. You may not copy, modify, distribute, or reproduce any content

without our prior written consent.

User Content: By submitting content (e.g., comments, feedback), you grant

us a worldwide, royalty-free, perpetual license to use, reproduce, and display

such content in connection with the Services.

We reserve the right to remove or moderate any user content that violates these Terms or is otherwise objectionable, at our sole discretion.

4. Disclaimers

No Warrenties: The Site and Services are provided "as is" and "as available"

without warranties of any kind, express or implied, including but not limited to

accuracy, completeness, or fitness for a particular purpose.

Content Risks: We do not guarantee the accuracy, reliability, or timeliness of

any content, including market or investment-related information, which may be outdated, incomplete, or incorrect. You acknowledge that such content is not a substitute for professional advice.

Service Availability: We do not guarantee uninterrupted or error-free access

to the Site or Services, and we may suspend or modify the Services at any

time without notice.

Third-Party Links: The Site may contain links to third-party websites. We are

not responsible for their content, services, or practices.

5. Limitation of Liability

To the fullest extent permitted by law:


  • Valbura, Buschor Invest-Research, and their affiliates, officers, directors, or

    employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or Services, including but not limited to financial losses, data loss, or business interruption.

6. Indemnification

You agree to indemnify, defend, and hold harmless Valbura, Buschor Invest-Research, and their affiliates, officers, directors, and employees from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

7. Termination

We may suspend or terminate your access to the Site or Services at our sole discretion, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Site ceases immediately.

8. Governing Law and Dispute Resolution

Governing Law: These Terms and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the substative laws of Switzerland, without regard to its conflict of law principles.

Dispute Resolution: Any disputes arising from or relating to these Terms or

your use of the Site shall be resolved exclusively through binding arbitration

conducted in Zug, Switzerland, in accordance with the Swiss Rules of

International Arbitration of the Swiss Arbitration Centre. The arbitration shall

be conducted in English by a single arbitrator appointed under those rules.

You waive any right to participate in class actions or class arbitrations. The

costs of arbitration shall be borne as determined by the arbitrator, subject to

applicable law.


Notwithstanding the foregoing, nothing in these Terms shall limit or exclude

any rights you may have under mandatory consumer protection laws in your

jurisdiction.

9. Changes to These Terms

We may update these Terms at our discretion. We will notify you of material changes by posting the updated Terms on the Site or via email. Your continued use of the Site constitutes acceptance of the updated Terms.

10. Miscellaneous

Entire Agreement: These Terms, together with the Privacy Policy, constitute

the entire agreement between you and us regarding the Site and Services.

Severability: If any provision of these Terms is found unenforceable, the

remaining provisions remain in full effect.

No Waiver: Our failure to enforce any right or provision does not constitute a

waiver of that right or provision.

Assignment: You may not assign your rights or obligations under these Terms without our consent. We may assign our rights freely.

Force Majeure: We shall not be liable for any failure to perform our obligations under these Terms due to events beyond our reasonable control, including but not limited to natural disasters, wars, strikes, or technical failures.

11. Contact Us

For questions or concerns about these Terms, contact:


Buschor Invest-Research (Owner of Valbura)

Itiweg 2

6072 Sachseln

Switzerland

policies@valbura.com




Important Notice: Valbura and Buschor Invest-Research do not provide financial or investment advice. All content is for informational purposes only. Always consult a qualified professional for financial decisions.